Jim Francis: July 21, 2020


Learn How You Could Qualify for $1,500 from a Settlement with One of the Top Three Credit Reporting Agencies 


Consumer Law Attorney


Equifax, one of the leading credit reporting agencies, was recently sued in federal court in Virginia for including false information on credit reports.  That court – the U.S. District Court for the Eastern District of Virginia – approved a nationwide Settlement with Equifax related to claims that it included inaccurate information on its credit reports tax liens and civil judgments, including how they were disposed (or described) or that did not belong on the credit reports.


Class Counsel in this case explain that your credit rating is the most important element in your financial life.  If you want to buy or rent a home, lease a car, or obtain a loan or credit card, your credit rating is one of the primary factors a lender considers.  Inaccurate information on your credit report could hurt your chances of getting a loan or credit card and result in you paying a higher interest rate.  It may also impact your prospect of getting a job.


Equifax has established an Alternative Dispute Resolution Program (“ADR Program”) for consumers who were injured by an Equifax credit report containing an inaccurate civil judgment or tax lien.  If consumers were damaged by the inaccurate report, they can get a payment of $1,500.  Affected consumers can participate now, and the ADR Program is available until December 31, 2021.


On Thursday, July 16, attorney Jim Francis will be available for interviews to discuss the recent settlement, consumers rights, and how and why to check your credit report.



For more information please visit: www.EquifaxPublicRecordSettlement.com  


More About Jim Francis: 

Jim Francis is an accomplished consumer law attorney who works to protect consumers in federal and state courts in Pennsylvania and New Jersey.  Francis’ work at his firm, Francis Mailman Soumilas, P.C., focuses on fair credit reporting, fair debt collection practices, and consumer class actions.  He has served as Class counsel in over 35 consumer class actions, trial counsel in two class actions, and counsel to some of the largest Fair Credit Reporting Act (“FCRA”) settlements in history.


He has published articles and spoken extensively about the FCRA. Francis appeared on various news programs, including the Today Show and PBS NewsHour to discuss consumer-related issues and was featured in The Philadelphia Inquirer.  Also, he currently serves on the Board of Directors of the National Association of Consumer Advocates (NACA).


Francis has been recognized for his work in consumer protection litigation.  In 2004, Mr. Francis was the youngest lawyer to be ranked in the Top 100 Superlawyers in the Commonwealth of Pennsylvania in Philadelphia Magazine and Pennsylvania Super Lawyers magazine.  He was subsequently ranked a Top 100 Pennsylvania Superlawyer in 2008, 2012, 2014-2018 and has regularly ranked one of the Top 100 Superlawyers in Philadelphia since 2004.  Also in May 2014, he received the Community Legal Services of Philadelphia’s Equal Justice Award at its annual Breakfast of Champions. He is a 1992 graduate of Muhlenberg College (B.A., cum laude) and a 1995 graduate of the Temple University Beasley School of Law. 



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