Mark Morgan: Senior Strategist, Humana


What Private Health Exchanges Mean for Your Business

Expert Offers Tips to Help Manage Healthcare Costs

Mark Morgan,
Senior Strategist, Humana


The way companies provide health benefits is changing; new choices have emerged both in terms of what’s offered and how it’s offered. Private health exchanges are one of the “new kids on the block” and they’re fast becoming a compelling option for employers and employees. In fact, 6 million people enrolled in their employer-sponsored benefits through private exchanges in 2015, double the previous year.


Private exchanges provide a greater choice of benefits to meet employees’ unique needs and simplify enrollment logistics – a win for both employers and employees. And they are welcome news for employers looking to provide health coverage for employees in an affordable way.


So how do they work? Think about employer-sponsored health benefits as a grocery store. In a traditional model, the company goes to the store, buys a few things, and then allows workers to purchase their goods from the company’s pre-determined selection. In the private health exchange model, companies give employees a certain amount of money, like an allowance, to shop for themselves. The company still provides funding, but employees select and buy what they want.

On Tuesday December 8th, Mark Morgan, senior strategist for Humana’s private exchange business, is available to you and your listeners to offer insight into private health exchanges and how business can offer more choices while managing healthcare costs.

NOTE: Private exchanges are in no way related to the public health insurance exchanges created by the Affordable Care Act.

Mark Morgan has been at the center of Humana’s private exchange business since its infancy. Mark is responsible for managing Humana’s private exchange strategy, developing markets and working with vendors to give employers access to the products and services that will help them achieve their benefits goals. Mark has an MBA from Cleveland State University, a finance degree from The University of Akron, and a Certified Employee Benefit Specialist (CEBS) designation.


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